TELWHA

Calm money decisions

Stable results even under uncertainty.

I combine financial psychology, behavioral economics, knowledge of financial instruments, and trading experience to reduce chaos in decisions about money, investing, and trading.

Clients from Ukraine, the EU, and the USA Research-based approach Financial behavior without chaos

FinLab Telwha

A space for tests, diagnostics, behavioral insights, and research tools that help better understand financial decisions.

Open FinLab
  • “I earn money, but I constantly feel like it is never enough, as if the financial holes never end.”
  • Stress from bills, loans, and prices, and the feeling of living from payment to payment.
  • Conversations about money end in arguments, silence, or avoiding the topic.
  • FOMO, revenge trading, increasing position size after news or a series of losses.
  • The plan works in backtesting, but falls apart in real trading.
  • Fear of repeating major losses and, at the same time, inability to let go of the market.
  • It is not fully clear how customers perceive risk, loans, investments, and pricing.
  • There is a gap between people’s actual behavior and the way the product and communication are designed.
  • Behavioral insights from FinLab are needed for product, UX, and marketing.
Practice

Cases and areas of work

A combination of financial psychology, behavioral models, and applied analysis for individuals, traders, and fintech products.

What I do

  • I analyze financial behavior: how you think, feel, and act under money pressure.
  • I identify recurring decision patterns under stress, time scarcity, and information noise.
  • I connect nervous system reactions with specific money actions and financial instruments.
  • I help build a more resilient decision structure instead of chaotic reactions.

What makes me different

  • I work not only with emotions, but also with thinking, habits, and behavioral scenarios.
  • I see not just the symptom, but the mechanism that leads to impulsive decisions and losses.
  • I combine psychological work with numbers: trading results, expenses, risk, and returns.
  • I focus not on short-term motivation, but on rules, structure, and decision resilience.
FinLab

Check yourself

The main diagnostic tools are gathered in one place so a person can quickly find the right test.

Financial behavior test

A short snapshot of how you make money decisions under the pressure of prices, debt, and news.

Diagnostics FinLab
Take the test · 5–7 min

Where do your habits lead?

A test about everyday behavioral patterns that affect money, stability, and decisions.

Habits Behavior
Open test

Fact or fiction?

A case-based format for checking how you interpret financial and behavioral scenarios.

Cases Thinking
Open case test

Trader archetype test

For traders who want to better understand their style, reactions to risk, and typical mistakes.

Archetypes Trading
Take the archetype test